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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $235,082 | $108,882+115.9% | $96,754+143.0% | $154,746+51.9% |
| Participation rate | 75.0% | 75.1%-0.1pp | 70.3%+4.7pp | 80.7%-5.7pp |
| Annual return | 14.88% | 98.39%-83.5pp | 82.04%-67.2pp | 172.34%-157.5pp |
| Employer contribution / active EE | $486 | $3,018-83.9% | $2,679-81.9% | $4,379-88.9% |
| Participant deferral / active EE | $851 | $5,323-84.0% | $4,758-82.1% | $6,730-87.4% |
| Admin fee / account holder | $1,144 | $10,200-88.8% | $8,905-87.1% | $14,365-92.0% |