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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,634 | $129,737-89.5% | $119,126-88.6% | $154,746-91.2% |
| Participation rate | 100.0% | 78.9%+21.1pp | 75.8%+24.2pp | 80.7%+19.3pp |
| Annual return | 20.28% | 379.08%-358.8pp | 282.11%-261.8pp | 172.34%-152.1pp |
| Employer contribution / active EE | $1,665 | $4,375-61.9% | $4,034-58.7% | $4,379-62.0% |
| Participant deferral / active EE | $2,823 | $5,842-51.7% | $5,318-46.9% | $6,730-58.1% |
| Admin fee / account holder | $337 | $11,961-97.2% | $10,693-96.9% | $14,365-97.7% |