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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $322,822 | $156,927+105.7% | $121,169+166.4% | $139,456+131.5% |
| Participation rate | 100.0% | 76.4%+23.6pp | 69.5%+30.5pp | 80.3%+19.7pp |
| Annual return | 19.68% | 1475.85%-1456.2pp | 986.71%-967.0pp | 373.45%-353.8pp |
| Employer contribution / active EE | $28,732 | $5,542+418.4% | $4,168+589.4% | $4,753+504.5% |
| Participant deferral / active EE | $28,632 | $4,848+490.5% | $4,083+601.3% | $6,711+326.6% |
| Admin fee / account holder | $1,240 | $6,946-82.2% | $5,645-78.0% | $11,407-89.1% |