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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $194,712 | $152,597+27.6% | $117,533+65.7% | $134,532+44.7% |
| Participation rate | 100.0% | 77.1%+22.9pp | 70.6%+29.4pp | 81.2%+18.8pp |
| Annual return | -12.36% | 53.04%-65.4pp | 29.77%-42.1pp | 418.27%-430.6pp |
| Employer contribution / active EE | $11,854 | $5,576+112.6% | $4,179+183.6% | $4,741+150.0% |
| Participant deferral / active EE | $13,231 | $4,821+174.4% | $4,072+224.9% | $6,401+106.7% |
| Admin fee / account holder | $393 | $7,007-94.4% | $5,647-93.0% | $11,429-96.6% |