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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $322,553 | $109,411+194.8% | $89,435+260.7% | $158,982+102.9% |
| Participation rate | 100.0% | 74.3%+25.7pp | 68.0%+32.0pp | 82.0%+18.0pp |
| Annual return | -4.43% | 345.68%-350.1pp | 245.55%-250.0pp | 302.99%-307.4pp |
| Employer contribution / active EE | $1,615 | $3,173-49.1% | $2,587-37.6% | $4,763-66.1% |
| Participant deferral / active EE | $3,376 | $4,600-26.6% | $3,890-13.2% | $5,983-43.6% |
| Admin fee / account holder | $3,376 | $6,159-45.2% | $4,884-30.9% | $11,252-70.0% |