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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $333,934 | $95,188+250.8% | $76,518+336.4% | $135,380+146.7% |
| Participation rate | 100.0% | 74.4%+25.6pp | 68.0%+32.0pp | 82.6%+17.4pp |
| Annual return | -6.96% | 4.85%-11.8pp | -0.27%-6.7pp | 519.81%-526.8pp |
| Employer contribution / active EE | $23,300 | $3,303+605.5% | $2,647+780.2% | $4,779+387.6% |
| Participant deferral / active EE | $17,200 | $4,640+270.7% | $3,836+348.4% | $5,609+206.7% |
| Admin fee / account holder | $4,476 | $6,249-28.4% | $4,849-7.7% | $10,828-58.7% |