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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $249,277 | $93,064+167.9% | $74,577+234.3% | $273,972-9.0% |
| Participation rate | 100.0% | 74.9%+25.1pp | 68.1%+31.9pp | 83.0%+17.0pp |
| Annual return | 6.29% | 26.18%-19.9pp | 20.47%-14.2pp | 41.46%-35.2pp |
| Employer contribution / active EE | $25,010 | $3,160+691.5% | $2,525+890.4% | $4,869+413.7% |
| Participant deferral / active EE | $16,867 | $4,160+305.4% | $3,458+387.7% | $5,287+219.0% |
| Admin fee / account holder | $331 | $5,273-93.7% | $4,138-92.0% | $10,133-96.7% |