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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,006 | $105,284-52.5% | $150,734-66.8% | $94,015-46.8% |
| Participation rate | 100.0% | 71.7%+28.3pp | 78.4%+21.6pp | 70.8%+29.2pp |
| Annual return | 16.20% | 15.67%+0.5pp | 600.81%-584.6pp | 17.84%-1.6pp |
| Employer contribution / active EE | $4,623 | $3,599+28.5% | $4,918-6.0% | $2,790+65.7% |
| Participant deferral / active EE | $8,505 | $4,274+99.0% | $5,610+51.6% | $4,249+100.1% |
| Admin fee / account holder | $8,352 | $9,839-15.1% | $14,905-44.0% | $8,951-6.7% |