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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,147 | $57,305-19.5% | $86,640-46.7% | $75,173-38.6% |
| Participation rate | 86.6% | 63.2%+23.4pp | 71.7%+14.9pp | 67.2%+19.4pp |
| Annual return | 18.42% | 2674.24%-2655.8pp | 592.52%-574.1pp | 160.72%-142.3pp |
| Employer contribution / active EE | $3,507 | $2,316+51.4% | $3,024+15.9% | $2,671+31.3% |
| Participant deferral / active EE | $4,783 | $3,320+44.1% | $4,438+7.8% | $4,126+15.9% |
| Admin fee / account holder | $1,617 | $4,116-60.7% | $5,616-71.2% | $5,651-71.4% |