Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,515 | $59,332-70.5% | $90,223-80.6% | $59,633-70.6% |
| Participation rate | 69.1% | 71.9%-2.8pp | 79.0%-10.0pp | 68.7%+0.4pp |
| Annual return | -0.85% | 3.25%-4.1pp | 1.31%-2.2pp | 2041.45%-2042.3pp |
| Employer contribution / active EE | $1,838 | $3,031-39.4% | $4,378-58.0% | $2,203-16.6% |
| Participant deferral / active EE | $4,134 | $4,369-5.4% | $5,792-28.6% | $3,192+29.5% |
| Admin fee / account holder | $1,784 | $5,032-64.6% | $7,406-75.9% | $4,297-58.5% |