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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,512 | $105,856-23.9% | $90,161-10.7% | $147,586-45.4% |
| Participation rate | 100.0% | 79.7%+20.3pp | 76.9%+23.1pp | 82.8%+17.2pp |
| Annual return | 13.13% | 37.63%-24.5pp | 34.89%-21.8pp | 578.59%-565.5pp |
| Employer contribution / active EE | $6,634 | $4,126+60.8% | $3,318+99.9% | $4,876+36.0% |
| Participant deferral / active EE | $12,261 | $5,733+113.9% | $5,287+131.9% | $5,439+125.4% |
| Admin fee / account holder | $561 | $8,046-93.0% | $5,943-90.6% | $10,886-94.8% |