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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,579 | $107,941-12.4% | $91,994+2.8% | $152,909-38.1% |
| Participation rate | 100.0% | 81.2%+18.8pp | 78.6%+21.4pp | 82.5%+17.5pp |
| Annual return | 17.73% | 89.28%-71.5pp | 69.04%-51.3pp | 345.46%-327.7pp |
| Employer contribution / active EE | $9,164 | $4,212+117.6% | $3,453+165.4% | $4,764+92.4% |
| Participant deferral / active EE | $7,904 | $6,366+24.2% | $5,924+33.4% | $5,851+35.1% |
| Admin fee / account holder | $757 | $10,521-92.8% | $7,744-90.2% | $11,601-93.5% |