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| Provider | Service type | Compensation |
|---|---|---|
Service code 27 7200 E HAMPDEN AVE STE 206 · DENVER, CO 80224 | Advisory (Plan) | $89,551 |
Filed as: EMPOWER ANNUITY INS. CO. OF AMERICA Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $65,837 |
Filed as: EMPOWER ADVISORY GROUP, LLC Service code 28 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Investment Management | $28,142 |
PENTEGRA SERVICES, INC.2 years Service code 13 701 WESTCHESTER AVE. · WHITE PLAINS, NY 10604 | Contract Administrator | $23,564 |
PENTEGRA SERVICES, INC.2 years Filed as: PENTEGRA SERVICES INC. Service code 13 | Contract Administrator | $10,000 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,469 | $106,164-13.8% | $147,041-37.8% | $77,692+17.7% |
| Participation rate | 88.1% | 78.4%+9.7pp | 82.2%+6.0pp | 70.6%+17.6pp |
| Annual return | 88.93% | 56.81%+32.1pp | 419.21%-330.3pp | 31.25%+57.7pp |
| Employer contribution / active EE | $4,343 | $4,066+6.8% | $4,935-12.0% | $2,726+59.3% |
| Participant deferral / active EE | $9,388 | $7,993+17.4% | $8,071+16.3% | $4,648+102.0% |
| Admin fee / account holder | $402 | $338+19.1% | $13,006-96.9% | $431-6.5% |