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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,091 | $227,566-68.8% | $189,558-62.5% | $167,518-57.6% |
| Participation rate | 62.5% | 82.5%-20.0pp | 78.5%-16.0pp | 82.1%-19.6pp |
| Annual return | 13.45% | 78.43%-65.0pp | 64.19%-50.7pp | 478.71%-465.3pp |
| Employer contribution / active EE | $4,957 | $5,316-6.7% | $4,412+12.4% | $4,838+2.4% |
| Participant deferral / active EE | $5,365 | $7,002-23.4% | $6,174-13.1% | $6,342-15.4% |
| Admin fee / account holder | $24,589 | $11,881+107.0% | $9,809+150.7% | $12,312+99.7% |