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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,179 | $226,105-54.8% | $182,540-44.0% | $152,897-33.2% |
| Participation rate | 69.2% | 82.5%-13.2pp | 78.0%-8.7pp | 82.5%-13.2pp |
| Annual return | 23.88% | 192.58%-168.7pp | 148.58%-124.7pp | 345.43%-321.6pp |
| Employer contribution / active EE | $5,834 | $4,978+17.2% | $4,076+43.1% | $4,764+22.5% |
| Participant deferral / active EE | $4,361 | $6,370-31.5% | $5,525-21.1% | $5,851-25.5% |
| Admin fee / account holder | $943 | $10,706-91.2% | $8,593-89.0% | $11,599-91.9% |