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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,544 | $62,166-2.6% | $81,286-25.5% | $74,429-18.7% |
| Participation rate | 75.5% | 64.1%+11.4pp | 69.5%+6.0pp | 67.2%+8.3pp |
| Annual return | 13.55% | 16.50%-2.9pp | 24.80%-11.2pp | 1368.38%-1354.8pp |
| Employer contribution / active EE | $918 | $1,881-51.2% | $2,463-62.7% | $2,625-65.0% |
| Participant deferral / active EE | $7,449 | $3,223+131.1% | $3,883+91.8% | $4,348+71.3% |
| Admin fee / account holder | $6,654 | $1,925+245.7% | $5,764+15.4% | $1,944+242.2% |