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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,544 | $62,164-2.6% | $81,482-25.7% | $74,400-18.6% |
| Participation rate | 75.5% | 64.1%+11.4pp | 69.5%+6.0pp | 67.2%+8.3pp |
| Annual return | 13.55% | 16.50%-2.9pp | 24.79%-11.2pp | 1367.51%-1354.0pp |
| Employer contribution / active EE | $918 | $1,884-51.3% | $2,463-62.7% | $2,624-65.0% |
| Participant deferral / active EE | $7,449 | $3,230+130.6% | $3,885+91.7% | $4,348+71.3% |
| Admin fee / account holder | $6,654 | $1,923+246.1% | $5,761+15.5% | $1,944+242.4% |