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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,949 | $58,391-35.0% | $76,657-50.5% | $72,975-48.0% |
| Participation rate | 54.3% | 67.4%-13.0pp | 72.1%-17.8pp | 69.5%-15.2pp |
| Annual return | 36.34% | 2306.65%-2270.3pp | 1166.74%-1130.4pp | 81.01%-44.7pp |
| Employer contribution / active EE | $550 | $1,787-69.2% | $2,303-76.1% | $2,440-77.5% |
| Participant deferral / active EE | $3,878 | $2,690+44.1% | $3,335+16.3% | $3,608+7.5% |
| Admin fee / account holder | $2,633 | $4,014-34.4% | $6,423-59.0% | $5,124-48.6% |