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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,869 | $171,492-50.5% | $150,734-43.7% | $198,609-57.3% |
| Participation rate | 93.3% | 81.4%+11.9pp | 78.4%+14.9pp | 82.4%+11.0pp |
| Annual return | 13.78% | 804.70%-790.9pp | 600.81%-587.0pp | 202.70%-188.9pp |
| Employer contribution / active EE | $1,884 | $5,470-65.6% | $4,918-61.7% | $5,055-62.7% |
| Participant deferral / active EE | $4,018 | $6,259-35.8% | $5,610-28.4% | $6,977-42.4% |
| Admin fee / account holder | $12,725 | $17,628-27.8% | $14,905-14.6% | $19,030-33.1% |