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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,804 | $142,392-47.5% | $119,622-37.5% | $134,532-44.4% |
| Participation rate | 56.3% | 82.8%-26.6pp | 79.3%-23.0pp | 81.2%-25.0pp |
| Annual return | -16.04% | -12.46%-3.6pp | -14.98%-1.1pp | 418.27%-434.3pp |
| Employer contribution / active EE | $1,712 | $5,224-67.2% | $4,232-59.6% | $4,741-63.9% |
| Participant deferral / active EE | $4,828 | $6,467-25.3% | $5,601-13.8% | $6,401-24.6% |
| Admin fee / account holder | $1,386 | $13,593-89.8% | $10,328-86.6% | $11,429-87.9% |