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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,258 | $162,821-44.0% | $133,978-31.9% | $158,982-42.6% |
| Participation rate | 50.0% | 83.2%-33.2pp | 79.8%-29.8pp | 82.0%-32.0pp |
| Annual return | 13.64% | 41.95%-28.3pp | 45.10%-31.5pp | 302.99%-289.3pp |
| Employer contribution / active EE | $1,972 | $4,976-60.4% | $3,919-49.7% | $4,763-58.6% |
| Participant deferral / active EE | $5,248 | $5,910-11.2% | $5,047+4.0% | $5,983-12.3% |
| Admin fee / account holder | $1,298 | $11,742-88.9% | $8,930-85.5% | $11,252-88.5% |