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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,553 | $144,130-74.6% | $117,861-69.0% | $147,586-75.2% |
| Participation rate | 85.7% | 83.4%+2.3pp | 79.7%+6.0pp | 82.8%+2.9pp |
| Annual return | 14.62% | 531.20%-516.6pp | 335.11%-320.5pp | 578.59%-564.0pp |
| Employer contribution / active EE | $3,349 | $4,897-31.6% | $3,786-11.6% | $4,876-31.3% |
| Participant deferral / active EE | $8,620 | $5,316+62.1% | $4,482+92.3% | $5,439+58.5% |
| Admin fee / account holder | $505 | $10,887-95.4% | $8,021-93.7% | $10,886-95.4% |