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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $272,311 | $106,247+156.3% | $96,515+182.1% | $139,466+95.3% |
| Participation rate | 100.0% | 77.8%+22.2pp | 74.3%+25.7pp | 80.3%+19.7pp |
| Annual return | 12.99% | 38.47%-25.5pp | 35.73%-22.7pp | 373.66%-360.7pp |
| Employer contribution / active EE | $6,745 | $4,106+64.3% | $3,740+80.4% | $4,754+41.9% |
| Participant deferral / active EE | $9,059 | $5,456+66.1% | $4,880+85.7% | $6,712+35.0% |
| Admin fee / account holder | $3,394 | $7,885-57.0% | $6,735-49.6% | $11,409-70.3% |