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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $216,936 | $115,810+87.3% | $101,271+114.2% | $158,966+36.5% |
| Participation rate | 100.0% | 79.4%+20.6pp | 75.8%+24.2pp | 82.0%+18.0pp |
| Annual return | 4.85% | 56.15%-51.3pp | 46.48%-41.6pp | 302.95%-298.1pp |
| Employer contribution / active EE | $6,762 | $4,175+62.0% | $3,660+84.8% | $4,762+42.0% |
| Participant deferral / active EE | $9,220 | $4,958+86.0% | $4,371+111.0% | $5,983+54.1% |
| Admin fee / account holder | $1,987 | $7,248-72.6% | $5,948-66.6% | $11,250-82.3% |