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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $290,529 | $147,167+97.4% | $111,392+160.8% | $135,379+114.6% |
| Participation rate | 100.0% | 84.0%+16.0pp | 78.9%+21.1pp | 82.6%+17.4pp |
| Annual return | -4.66% | -4.44%-0.2pp | -2.06%-2.6pp | 519.79%-524.5pp |
| Employer contribution / active EE | $1,727 | $5,204-66.8% | $4,328-60.1% | $4,779-63.9% |
| Participant deferral / active EE | $5,228 | $6,565-20.4% | $5,567-6.1% | $5,609-6.8% |
| Admin fee / account holder | $1,963 | $20,270-90.3% | $12,266-84.0% | $10,828-81.9% |