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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $359,852 | $152,460+136.0% | $118,746+203.0% | $147,586+143.8% |
| Participation rate | 80.0% | 82.3%-2.3pp | 78.3%+1.7pp | 82.8%-2.8pp |
| Annual return | 13.66% | 17.41%-3.7pp | 24.54%-10.9pp | 578.59%-564.9pp |
| Employer contribution / active EE | $2,347 | $5,046-53.5% | $4,193-44.0% | $4,876-51.9% |
| Participant deferral / active EE | $9,460 | $6,212+52.3% | $5,332+77.4% | $5,439+73.9% |
| Admin fee / account holder | $11,314 | $16,953-33.3% | $10,720+5.5% | $10,886+3.9% |