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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $261,938 | $132,310+98.0% | $105,754+147.7% | $273,972-4.4% |
| Participation rate | 100.0% | 83.2%+16.8pp | 78.9%+21.1pp | 83.0%+17.0pp |
| Annual return | 8.41% | 10.08%-1.7pp | 12.25%-3.8pp | 41.46%-33.0pp |
| Employer contribution / active EE | $3,320 | $4,867-31.8% | $4,079-18.6% | $4,869-31.8% |
| Participant deferral / active EE | $10,627 | $6,233+70.5% | $5,326+99.5% | $5,287+101.0% |
| Admin fee / account holder | $1,525 | $12,036-87.3% | $8,309-81.6% | $10,133-85.0% |