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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $167,506 | $118,877+40.9% | $96,570+73.5% | $167,5360% |
| Participation rate | 75.0% | 75.5%-0.5pp | 69.8%+5.2pp | 82.1%-7.1pp |
| Annual return | 17.66% | 50.50%-32.8pp | 37.79%-20.1pp | 478.82%-461.2pp |
| Employer contribution / active EE | $1,680 | $3,121-46.2% | $2,357-28.7% | $4,839-65.3% |
| Participant deferral / active EE | $13,000 | $4,617+181.6% | $3,849+237.7% | $6,342+105.0% |
| Admin fee / account holder | $971 | $8,069-88.0% | $6,182-84.3% | $12,315-92.1% |