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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,005 | $95,979-42.7% | $74,551-26.2% | $135,380-59.4% |
| Participation rate | 100.0% | 75.7%+24.3pp | 69.1%+30.9pp | 82.6%+17.4pp |
| Annual return | -8.43% | 56.97%-65.4pp | 32.53%-41.0pp | 519.81%-528.2pp |
| Employer contribution / active EE | $5,044 | $2,716+85.7% | $1,961+157.2% | $4,779+5.5% |
| Participant deferral / active EE | $16,333 | $3,844+324.9% | $3,108+425.5% | $5,609+191.2% |
| Admin fee / account holder | $551 | $6,522-91.6% | $5,059-89.1% | $10,828-94.9% |