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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,118 | $114,119-23.7% | $107,187-18.7% | $138,895-37.3% |
| Participation rate | 42.9% | 78.1%-35.2pp | 75.0%-32.2pp | 79.9%-37.1pp |
| Annual return | 15.80% | 273.21%-257.4pp | 204.55%-188.7pp | 145.39%-129.6pp |
| Employer contribution / active EE | $1,338 | $4,059-67.0% | $3,782-64.6% | $4,194-68.1% |
| Participant deferral / active EE | $3,347 | $5,538-39.6% | $5,096-34.3% | $6,396-47.7% |
| Admin fee / account holder | $725 | $10,024-92.8% | $9,162-92.1% | $12,562-94.2% |