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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,118 | $129,737-32.9% | $119,126-26.9% | $154,746-43.7% |
| Participation rate | 42.9% | 78.9%-36.0pp | 75.8%-32.9pp | 80.7%-37.8pp |
| Annual return | 15.80% | 379.08%-363.3pp | 282.11%-266.3pp | 172.34%-156.5pp |
| Employer contribution / active EE | $1,338 | $4,375-69.4% | $4,034-66.8% | $4,379-69.4% |
| Participant deferral / active EE | $3,347 | $5,842-42.7% | $5,318-37.1% | $6,730-50.3% |
| Admin fee / account holder | $725 | $11,961-93.9% | $10,693-93.2% | $14,365-95.0% |