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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,150 | $110,337-38.2% | $102,383-33.4% | $145,877-53.3% |
| Participation rate | 60.0% | 77.9%-17.9pp | 74.5%-14.5pp | 80.3%-20.3pp |
| Annual return | 10.69% | 24.83%-14.1pp | 24.94%-14.2pp | 551.28%-540.6pp |
| Employer contribution / active EE | $2,397 | $4,216-43.1% | $3,870-38.1% | $4,663-48.6% |
| Participant deferral / active EE | $8,542 | $5,621+52.0% | $5,060+68.8% | $6,691+27.7% |
| Admin fee / account holder | $148,457 | $9,750+1422.7% | $8,391+1669.2% | $13,402+1007.7% |