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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,844 | $81,262-32.5% | $155,602-64.8% | $80,911-32.2% |
| Participation rate | 95.8% | 66.2%+29.6pp | 78.2%+17.6pp | 67.6%+28.2pp |
| Annual return | 13.41% | 33.34%-19.9pp | 64.81%-51.4pp | 35.63%-22.2pp |
| Employer contribution / active EE | $2,854 | $3,102-8.0% | $4,675-39.0% | $2,756+3.6% |
| Participant deferral / active EE | $4,236 | $3,451+22.7% | $5,629-24.7% | $4,297-1.4% |
| Admin fee / account holder | $2,041 | $7,992-74.5% | $15,923-87.2% | $6,935-70.6% |