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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,028 | $77,908-44.8% | $149,696-71.3% | $75,173-42.8% |
| Participation rate | 88.7% | 65.6%+23.1pp | 78.8%+9.9pp | 67.2%+21.5pp |
| Annual return | 13.30% | 31.73%-18.4pp | 134.46%-121.2pp | 160.72%-147.4pp |
| Employer contribution / active EE | $2,530 | $3,138-19.4% | $4,821-47.5% | $2,671-5.3% |
| Participant deferral / active EE | $3,593 | $3,411+5.3% | $5,682-36.8% | $4,126-12.9% |
| Admin fee / account holder | $4,078 | $5,950-31.5% | $13,212-69.1% | $5,651-27.8% |