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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $202,786 | $39,162+417.8% | $100,671+101.4% | $59,633+240.1% |
| Participation rate | 100.0% | 55.9%+44.1pp | 70.7%+29.3pp | 68.7%+31.3pp |
| Annual return | -0.52% | 21.07%-21.6pp | 20.43%-20.9pp | 2041.40%-2041.9pp |
| Employer contribution / active EE | $10,130 | $1,151+780.4% | $4,012+152.5% | $2,203+359.9% |
| Participant deferral / active EE | $6,379 | $1,992+220.2% | $3,144+102.9% | $3,192+99.9% |
| Admin fee / account holder | $7,922 | $2,969+166.8% | $4,850+63.3% | $4,297+84.4% |