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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $233,897 | $41,377+465.3% | $109,313+114.0% | $62,881+272.0% |
| Participation rate | 100.0% | 57.5%+42.5pp | 71.3%+28.7pp | 69.3%+30.7pp |
| Annual return | 7.01% | 11.05%-4.0pp | 22.07%-15.1pp | 20.14%-13.1pp |
| Employer contribution / active EE | $10,931 | $1,276+756.6% | $3,892+180.9% | $2,281+379.2% |
| Participant deferral / active EE | $7,194 | $2,045+251.8% | $3,166+127.2% | $3,203+124.6% |
| Admin fee / account holder | $6,220 | $2,884+115.7% | $5,666+9.8% | $4,296+44.8% |