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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $247,161 | $101,618+143.2% | $93,063+165.6% | $137,256+80.1% |
| Participation rate | 100.0% | 74.9%+25.1pp | 72.1%+27.9pp | 80.0%+20.0pp |
| Annual return | 1.14% | 223.95%-222.8pp | 34.15%-33.0pp | 220.34%-219.2pp |
| Employer contribution / active EE | $23,227 | $2,707+758.0% | $2,476+838.1% | $4,156+458.9% |
| Participant deferral / active EE | $15,615 | $4,279+264.9% | $3,958+294.5% | $6,407+143.7% |
| Admin fee / account holder | $3,203 | $6,198-48.3% | $6,033-46.9% | $12,270-73.9% |