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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $220,029 | $185,141+18.8% | $153,416+43.4% | $155,188+41.8% |
| Participation rate | 100.0% | 79.9%+20.1pp | 74.3%+25.7pp | 80.8%+19.2pp |
| Annual return | 12.98% | 18.72%-5.7pp | 17.84%-4.9pp | 148.84%-135.9pp |
| Employer contribution / active EE | $1,732 | $4,489-61.4% | $3,764-54.0% | $4,248-59.2% |
| Participant deferral / active EE | $20,310 | $5,477+270.8% | $4,723+330.0% | $6,531+211.0% |
| Admin fee / account holder | $1,892 | $16,005-88.2% | $13,095-85.6% | $14,480-86.9% |