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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $220,029 | $162,967+35.0% | $135,792+62.0% | $138,895+58.4% |
| Participation rate | 100.0% | 78.3%+21.7pp | 72.6%+27.4pp | 79.9%+20.1pp |
| Annual return | 12.98% | 30.08%-17.1pp | 25.96%-13.0pp | 145.39%-132.4pp |
| Employer contribution / active EE | $1,732 | $4,211-58.9% | $3,496-50.5% | $4,194-58.7% |
| Participant deferral / active EE | $20,310 | $5,640+260.1% | $4,759+326.7% | $6,396+217.5% |
| Admin fee / account holder | $1,892 | $15,306-87.6% | $12,266-84.6% | $12,562-84.9% |