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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $220,029 | $161,352+36.4% | $134,172+64.0% | $137,256+60.3% |
| Participation rate | 100.0% | 78.3%+21.7pp | 72.5%+27.5pp | 80.0%+20.0pp |
| Annual return | 12.98% | 28.72%-15.7pp | 25.30%-12.3pp | 220.34%-207.4pp |
| Employer contribution / active EE | $1,732 | $4,099-57.8% | $3,420-49.4% | $4,156-58.3% |
| Participant deferral / active EE | $20,310 | $5,552+265.8% | $4,690+333.0% | $6,407+217.0% |
| Admin fee / account holder | $1,892 | $15,028-87.4% | $12,016-84.3% | $12,270-84.6% |