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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,531 | $57,590-71.3% | $86,233-80.8% | $82,448-80.0% |
| Participation rate | 37.8% | 57.9%-20.1pp | 69.0%-31.2pp | 68.1%-30.3pp |
| Annual return | 19.81% | 22.41%-2.6pp | 61.39%-41.6pp | 41.64%-21.8pp |
| Employer contribution / active EE | $407 | $1,655-75.4% | $2,504-83.8% | $2,551-84.1% |
| Participant deferral / active EE | $1,470 | $3,080-52.3% | $4,559-67.8% | $4,139-64.5% |
| Admin fee / account holder | $273 | $4,730-94.2% | $8,342-96.7% | $7,234-96.2% |