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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,531 | $60,442-72.7% | $96,754-82.9% | $87,485-81.1% |
| Participation rate | 37.8% | 58.7%-20.9pp | 70.3%-32.5pp | 68.9%-31.2pp |
| Annual return | 19.81% | 21.97%-2.2pp | 82.04%-62.2pp | 26.06%-6.2pp |
| Employer contribution / active EE | $407 | $1,691-76.0% | $2,679-84.8% | $2,596-84.3% |
| Participant deferral / active EE | $1,470 | $3,280-55.2% | $4,758-69.1% | $4,274-65.6% |
| Admin fee / account holder | $273 | $5,069-94.6% | $8,905-96.9% | $7,775-96.5% |