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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $215,966 | $85,790+151.7% | $67,313+220.8% | $135,382+59.5% |
| Participation rate | 94.1% | 76.5%+17.7pp | 69.1%+25.0pp | 82.6%+11.5pp |
| Annual return | -7.39% | -0.54%-6.8pp | -4.08%-3.3pp | 519.77%-527.2pp |
| Employer contribution / active EE | $7,426 | $3,487+113.0% | $2,566+189.5% | $4,779+55.4% |
| Participant deferral / active EE | $14,675 | $4,651+215.5% | $3,568+311.3% | $5,609+161.6% |
| Admin fee / account holder | $9,145 | $6,392+43.1% | $4,507+102.9% | $10,829-15.5% |