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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $151,729 | $75,935+99.8% | $60,547+150.6% | $125,388+21.0% |
| Participation rate | 93.3% | 76.5%+16.8pp | 68.0%+25.4pp | 83.2%+10.1pp |
| Annual return | -1.25% | -5.38%+4.1pp | 335.64%-336.9pp | 282.24%-283.5pp |
| Employer contribution / active EE | $5,904 | $3,438+71.7% | $2,419+144.1% | $4,866+21.3% |
| Participant deferral / active EE | $11,631 | $4,506+158.1% | $3,328+249.5% | $5,352+117.3% |
| Admin fee / account holder | $32,204 | $6,768+375.8% | $4,536+609.9% | $9,541+237.5% |