Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 5-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,985 | $55,932-80.4% | $76,735-85.7% | $67,986-83.8% |
| Participation rate | 46.6% | 50.8%-4.2pp | 69.5%-22.9pp | 57.2%-10.6pp |
| Annual return | 59.54% | 23.10%+36.4pp | 29.77%+29.8pp | 31.67%+27.9pp |
| Employer contribution / active EE | $554 | $1,487-62.7% | $2,454-77.4% | $2,019-72.6% |
| Participant deferral / active EE | $2,193 | $2,558-14.3% | $4,088-46.4% | $3,358-34.7% |
| Admin fee / account holder | $670 | $4,907-86.3% | $7,189-90.7% | $3,203-79.1% |