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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $137,606 | $86,940+58.3% | $102,434+34.3% | $80,935+70.0% |
| Participation rate | 73.1% | 72.4%+0.7pp | 76.5%-3.4pp | 67.7%+5.4pp |
| Annual return | 134.02% | 18.89%+115.1pp | 29.46%+104.6pp | 35.66%+98.4pp |
| Employer contribution / active EE | $4,634 | $2,370+95.6% | $3,023+53.3% | $2,757+68.1% |
| Participant deferral / active EE | $10,543 | $4,121+155.8% | $5,055+108.6% | $4,299+145.2% |
| Admin fee / account holder | $63,240 | $8,047+685.9% | $9,462+568.4% | $6,924+813.3% |