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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $175,095 | $175,231-0.1% | $149,696+17.0% | $139,466+25.5% |
| Participation rate | 80.0% | 83.4%-3.4pp | 78.8%+1.2pp | 80.3%-0.3pp |
| Annual return | 17.33% | 166.77%-149.4pp | 134.46%-117.1pp | 373.66%-356.3pp |
| Employer contribution / active EE | $11,564 | $5,478+111.1% | $4,821+139.9% | $4,754+143.2% |
| Participant deferral / active EE | $5,765 | $6,521-11.6% | $5,682+1.5% | $6,712-14.1% |
| Admin fee / account holder | $1,056 | $16,155-93.5% | $13,212-92.0% | $11,409-90.7% |