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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $160,046 | $209,422-23.6% | $178,503-10.3% | $158,982+0.7% |
| Participation rate | 85.7% | 86.4%-0.6pp | 81.9%+3.8pp | 82.0%+3.7pp |
| Annual return | 17.47% | 188.81%-171.3pp | 151.12%-133.6pp | 302.99%-285.5pp |
| Employer contribution / active EE | $5,846 | $5,707+2.4% | $5,011+16.7% | $4,763+22.7% |
| Participant deferral / active EE | $4,864 | $5,955-18.3% | $5,202-6.5% | $5,983-18.7% |
| Admin fee / account holder | $8,259 | $17,079-51.6% | $13,987-41.0% | $11,252-26.6% |