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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $157,247 | $217,432-27.7% | $185,849-15.4% | $167,536-6.1% |
| Participation rate | 91.7% | 86.1%+5.6pp | 81.7%+10.0pp | 82.1%+9.6pp |
| Annual return | 14.63% | 148.42%-133.8pp | 122.10%-107.5pp | 478.82%-464.2pp |
| Employer contribution / active EE | $7,399 | $5,875+25.9% | $5,169+43.2% | $4,839+52.9% |
| Participant deferral / active EE | $5,698 | $6,357-10.4% | $5,569+2.3% | $6,342-10.2% |
| Admin fee / account holder | $982 | $19,818-95.0% | $16,244-94.0% | $12,315-92.0% |