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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $487,230 | $152,394+219.7% | $124,067+292.7% | $155,188+214.0% |
| Participation rate | 100.0% | 68.8%+31.2pp | 66.9%+33.1pp | 80.8%+19.2pp |
| Annual return | 14.88% | 34.93%-20.0pp | 31.06%-16.2pp | 148.84%-134.0pp |
| Employer contribution / active EE | $8,773 | $2,398+265.9% | $2,166+305.1% | $4,248+106.5% |
| Participant deferral / active EE | $12,067 | $3,823+215.7% | $3,463+248.4% | $6,531+84.8% |
| Admin fee / account holder | $399 | $6,949-94.3% | $7,351-94.6% | $14,480-97.2% |