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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,095 | $183,592-43.3% | $155,574-33.1% | $145,877-28.6% |
| Participation rate | 90.5% | 82.7%+7.8pp | 78.2%+12.3pp | 80.3%+10.2pp |
| Annual return | 12.03% | 61.37%-49.3pp | 64.87%-52.8pp | 551.28%-539.3pp |
| Employer contribution / active EE | $2,824 | $5,317-46.9% | $4,676-39.6% | $4,663-39.4% |
| Participant deferral / active EE | $7,757 | $6,466+20.0% | $5,629+37.8% | $6,691+15.9% |
| Admin fee / account holder | $6,338 | $19,316-67.2% | $15,914-60.2% | $13,402-52.7% |