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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,626 | $29,716-20.5% | $56,077-57.9% | $80,925-70.8% |
| Participation rate | 11.1% | 41.7%-30.6pp | 52.5%-41.4pp | 67.7%-56.5pp |
| Annual return | 19.01% | 35.30%-16.3pp | 1709.28%-1690.3pp | 35.65%-16.6pp |
| Employer contribution / active EE | $503 | $671-25.1% | $1,040-51.7% | $2,756-81.8% |
| Participant deferral / active EE | $943 | $1,228-23.3% | $1,954-51.8% | $4,299-78.1% |
| Admin fee / account holder | $0 | $2,432-100.0% | $2,825-100.0% | $6,940-100.0% |