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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,626 | $29,733-20.5% | $56,025-57.8% | $80,959-70.8% |
| Participation rate | 11.1% | 41.7%-30.6pp | 52.5%-41.4pp | 67.7%-56.6pp |
| Annual return | 19.01% | 35.28%-16.3pp | 1712.69%-1693.7pp | 35.67%-16.7pp |
| Employer contribution / active EE | $503 | $672-25.2% | $1,042-51.8% | $2,757-81.8% |
| Participant deferral / active EE | $943 | $1,229-23.3% | $1,955-51.8% | $4,300-78.1% |
| Admin fee / account holder | $0 | $2,434-100.0% | $2,828-100.0% | $6,925-100.0% |