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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,378 | $96,731-0.4% | $123,973-22.3% | $86,983+10.8% |
| Participation rate | 100.0% | 70.0%+30.0pp | 76.7%+23.3pp | 69.5%+30.5pp |
| Annual return | 9.54% | 17.33%-7.8pp | 388.13%-378.6pp | 25.83%-16.3pp |
| Employer contribution / active EE | $2,408 | $3,297-27.0% | $4,126-41.6% | $2,584-6.8% |
| Participant deferral / active EE | $7,838 | $4,152+88.8% | $5,247+49.4% | $4,194+86.9% |
| Admin fee / account holder | $4,171 | $8,722-52.2% | $11,799-64.6% | $7,856-46.9% |