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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,422 | $81,487+6.1% | $102,412-15.6% | $80,935+6.8% |
| Participation rate | 96.8% | 66.8%+29.9pp | 74.5%+22.3pp | 67.7%+29.1pp |
| Annual return | 22.30% | 25.60%-3.3pp | 24.94%-2.6pp | 35.66%-13.4pp |
| Employer contribution / active EE | $574 | $3,103-81.5% | $3,870-85.2% | $2,757-79.2% |
| Participant deferral / active EE | $7,571 | $3,871+95.6% | $5,060+49.6% | $4,299+76.1% |
| Admin fee / account holder | $4,209 | $6,717-37.3% | $8,388-49.8% | $6,924-39.2% |