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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $130,718 | $78,694+66.1% | $67,652+93.2% | $125,389+4.2% |
| Participation rate | 59.1% | 78.8%-19.7pp | 75.7%-16.6pp | 83.2%-24.1pp |
| Annual return | -2.91% | 9.46%-12.4pp | 6625.40%-6628.3pp | 282.24%-285.2pp |
| Employer contribution / active EE | $957 | $3,044-68.5% | $2,266-57.7% | $4,866-80.3% |
| Participant deferral / active EE | $4,339 | $4,292+1.1% | $3,560+21.9% | $5,352-18.9% |
| Admin fee / account holder | $8,274 | $7,403+11.8% | $4,821+71.6% | $9,541-13.3% |